There are benefits to financing business purchases and here are a few of them:
It’s not always a negative to have some debt – as long as it is appropriate for the business.
Of course we would recommend you use us, but why? As an independent commercial finance broker, here’s why:
Simple and Flexible
A simple repayment facility giving full ownership at the end of the agreement. Repayments can be fixed and structured in a flexible way – for example a final lump sum may be applied which will reduce the monthly repayment.
Personalised and Tax Efficient
Fixed rate monthly repayments, subject to VAT, enabling the use of the asset without ownership, but allowing some rental rebate from final sale proceeds.
Tax Effective and Manageable
Due to the tax treatment, this is the most cost-effective and efficient form of car leasing. It also gives flexibility to respond to changing market conditions with flexible lease periods plus maintenance, servicing and replacement vehicles if needed.
Effective use of current assets
Unlock the funds you have tied up in existing assets to benefit from a cash injection but still use the equipment. You may be able to release the capital tied up in these hard assets using a variety of refinance and structured finance options which we can go through with you.
Fill the gap
Often invoice financing is viewed with scepticism, but times have moved on and this provision has improved tremendously. It enables companies to take finance against some or all invoices, providing increased cash flow during the period until the debtor pays. The service can include debt collection, or not – loads of options!
This is a business loan against which no added security is taken and does not, therefore, have to relate to or be attached to a specific asset. The funds can be used as you need.