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Managing the impact of the 2024 Budget
Chancellor Rachel Reeves introduced measures to reflect the government’s emphasis on sustainable growth and fair wages. The overall impact requires SMEs to plan for the future even more … Certainly the headline figures about the increase in employer’s NI and the...
Maximising Business Growth with Asset Financing: A Comprehensive Guide
Maximising Business Growth with Asset Financing: A Comprehensive Guide Understanding Asset Financing Asset financing refers to using a company's balance sheet assets, including short-term investments, inventory, and accounts receivable, to secure a...
Base rate cut – is this the first of many?
August brought us the first Bank of England base rate cut since March 2020 ... Were you jumping for joy or quietly cautious? These events can never be looked at in isolation and understanding what projections for inflation, GDP, the labour market,...
Are grants available to support your business growth?
No matter what industry you’re in, securing finance for your business is a key part of growth and success. However, with so many business finance options available, working out which type provides the best support for your business can be challenging...
Family-owned engineering business
A family-owned engineering business, turning over £20m and operating in over 40 countries worldwide, builds a wide range of equipment from single machines to bespoke solutions. Their growth over the years has required investment, whether for...
Dreamcatchers
Husband and wife team, Joe and Mhairi (traditional gaelic name - pronounced Vaari) are a young professional Glaswegian couple with a passion for the outdoors. Whilst out and about exploring Scotland in their motorhome one day, they came across a...
How much can you expect to pay in commercial mortgage fees?
Are you considering a commercial mortgage but unsure about the costs involved? Wondering how much you'll need to budget for fees and interest rates? You're not alone. Understanding the financial implications of commercial mortgages is an important...
What are the benefits of hiring a finance broker for your business?
If you want to secure funding for your business, you may be wondering whether or not to seek the help of a commercial finance broker. Engaging a broker can seem like an extra step in the already-long funding process, but it’s absolutely worthwhile to...
6 Business Finance Strategies For Success
Managing the financial aspects of your business can be a daunting task. Whether you're a seasoned entrepreneur or just starting your business journey, understanding the ins and outs of financing is crucial for success, but fear not. We're here to...
Challenges When Accessing Commercial Finance
Businesses today face numerous challenges when it comes to accessing commercial finance and these challenges can hinder their growth, expansion, and overall financial stability. We see this time and time again in the market, but many of the...
Long-term vs short-term financing
Refinancing your business can feel daunting. Do you need a quick fix to cover a cashflow shortfall, or are you looking to invest in growth opportunities? Our handy guide to short-term finance and long-term financing options will help you make an...
5 Benefits of Asset Financing
Asset financing could be a low-risk way to secure long-term financing for your business. Using your assets as security for a loan, you can upgrade your business with financing options, including hire purchase, lease and capital release solutions....
How to implement a growth plan
Implementing your business growth plans at any time can be a challenge. But how can your business prepare for the economic challenges ahead and still push forward? By being streamlined, agile and adaptable, you can maximise efficiency and achieve the...
Commercial Mortgage
Our client, Amelio Solar Energy, works within the sustainable energy field, helping business and homeowners reduce their electricity bills and carbon footprint by supplying and installing solar panels onto their buildings. They also have a sister...
How can businesses protect their profit margins?
In the current economic climate, times are tough for businesses in all sectors. Recently we’ve seen the prices of energy, raw materials and transport soar to unprecedented levels. With inflation comes demands for higher wages - oh, and the added...
Property development and investment finance options
Whether you're a first-time developer or a seasoned pro, financing your property development or investment project can seem complex. With so many property finance options available, it can be hard to know which one is best. Costs vary, depending on the type of...
End of an era …
One reign has ended and a new one begins. What a strange sentiment, bearing in mind so many of us have, all our lives, relied on and trusted Queen Elizabeth II as our monarch. There is much to take from Her Majesty in all walks of life, including business. She...
A new era…
One reign has ended and new one begins. What a strange sentiment, bearing in mind so many of us have, all our lives, relied on and trusted Queen Elizabeth II as our monarch. There is much to take from Her Majesty in all walks of life, including...
Business Finance Options In A Post-Covid World
Like thousands of other UK businesses, you've probably felt the impact of Covid-19. But with the pandemic on the wane, you could be looking for business finance options to fund your future growth. So just what funding for your business is available...
The Benefits of a Commercial Mortgage
Owning a commercial property can be a significant business asset. However, it's also a substantial investment, so your business finance needs to be watertight. And that includes your commercial mortgage. Why use a commercial mortgage? So why use a commercial...
How Does Asset Finance Work?
As we head towards the end of the tax year, you may be weighing up your company’s balance sheets and considering your different financing options for the forthcoming year. If your business requires equipment, or if you want to release cash from the value of assets you...
Finance Options for Healthcare, Dental and Veterinary Practices
Buying a medical practice outright or becoming a partner could be the next step in your healthcare career. And once you've done your research into a practice's viability, its location, the patient base, the value of its NHS contracts plus the...
Finance Options for Professional Healthcare Practices & Partnerships
Buying a medical practice outright or becoming a partner could be the next step in your healthcare career. And once you've done your research into a practice's viability, its location, the patient base and the value of its NHS contracts, it's time to...
When to Refinance
Knowing when to refinance your business can make a big difference if you're looking to implement plans for growth and expansion. Whether you're purchasing property, other assets or hiring new employees, debt consolidation and restructuring your...