What Makes Us Special?

It’s been said that it’s the people in a business who make it an excellent business. Our people bring years of experience in business finance, extensive knowledge of the banking sector and a range of specialist sector expertise, supporting the SME market in their commercial finance requirements.

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Our Vision

Our vision is to provide the much-needed relationship management approach to business finance requirements, a need not always fulfilled by the banks nowadays. This means YOU gain banking expertise with a whole-of-market review – FUNDING ROUND is more than just a broker!

As an independent business finance broker, we offer a personalised service to help you make an informed decision on the most appropriate finance solution for your business. We guide you through the process, managing all aspects of the deal as you want. Our whole-of-market approach plus our wealth of expertise means you get a competitive result which best reflects your needs.

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Our Promise

We have a ‘can do’ attitude and a problem solving approach – if it can be done for you, we will find a way! (If for whatever reason, we can’t deliver a solution for you, we will be able to find someone who can!)

What can you expect from us?

  • A speedy turnaround – some deals can be finalised within 24 hours
  • Personalised service – there is no ‘off the shelf’ deal with us, we look for the best option for you (and sometimes that can be a surprise to you!)
  • We will keep you informed of progress and we are easy to contact
  • We are your strongest ally, your personal advocate in the complex world of banking and finance
  • Cost effective – often we earn our income from the funder, so there may be no cost to you
  • Professional – we take our regulatory responsibility seriously and always ensure that we operate to the highest professional standards

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Our Passion

Whether it’s finance for equipment, vehicles or property, freeing cash tied up in assets, invoice finance or even a new credit line for general business investment, we are here to help. Talk to us and we can help YOU find a solution, including whether grants may be applicable.

Based in Newark, Nottinghamshire, we tend to focus on businesses across the Midlands but client referrals take us further afield, so don’t let geography get in the way!

We work with established businesses and property investors as well as start-ups and businesses with less than two years trading.

For your peace of mind, we are regulated by the FCA and are also members of the NACFB.

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Meet our wonderful team of experts, dedicated to working for you

Lucy Painter


With nearly 20 years’ experience in the financial services sector, I am able to deliver a great customer experience for all our clients, regardless of the deal size, and also ensure that the required business processes remain efficient, effective and compliant. This applies to all stakeholders – clients, lenders, introducers and the team.

Out of the office: My two teenage sons make sure I don’t have much spare time – being taxi driver to them is practically a full-time job! Dog walking, running and pottering in the garden happens if time allows.

Julia Wilkinson


With over 30 years banking experience behind me, I identify and secure tailored finance solutions for businesses which suit their overall strategy, and ensure their delivery is efficient and simple for business owners. Simply put, I provide businesses with valuable expertise to navigate the complex finance marketplace and make a real difference with the end result!

Out of the office: I enjoy walking, dancing, spending time with my family, travelling to new places and following F1 motor sport.

Ray Purvis


As a seasoned asset financier, I founded FUNDING ROUND to provide businesses with excellent service, innovative financial solutions, and empathy for their business needs. As I start to step back from the business, I know our clients are in good hands with the team. Understanding your business objectives and long-term goals is where I and the team always start.

Out of the office: My dog keeps me out in the fresh air, helping to keep me fit. Otherwise you might find me in the shed working on my latest DIY project.

Mick Andrew

Property Specialist

Time-served commercial banker, specialising in the real estate sector with a strong track record of adding value to client proposals whilst delivering tailored funding solutions for development projects and investment portfolios (residential, commercial and student accommodation) across Lincolnshire, Nottinghamshire and the wider East Midlands - experience really does make the difference.

Out of the office: Alongside Grandad duties, I enjoy most sports (spectating), golf, walking (between pubs), gardening and travelling to a seemingly endless list of places on the bucket list!

Elliott Watts

Commercial Finance Specialist

Steve Rowell

Commercial Finance Specialist

I use my multiple years of experience working in commercial finance and business management to support business owners. My mission is to help them save money, release money and create growth by looking at all financial aspects of their business. I identify a bespoke solution for each and every business I work with - after all, every business is unique and has uniquely different challenges.

Out of the office: I enjoy nothing more than spending quality time with my family of three children. I’m a massive performance car enthusiast and founder of Norfolk and Suffolk Supercar Owners Club. Driving or working with the cars in some capacity takes up hours!

Alison Cook

Associate Business Consultant

Qualified start-up specialist with a comprehensive background in business, supporting business owners and managers achieve success. I have experience across a breadth of industries including construction, food, telecoms, manufacturing, professional service and retail. The advice I provide is in-depth and tailored to each unique business.

Out of the office: I like anything with wheels (with or without an engine), and I love exploring on two wheels, as my curious mind is keen to find out what is around the next corner. I am a cycle instructor to young people sharing the benefits from the freedom and health benefits it offers.

Debbie Labourne

Business Support

I have more than 30 years business banking experience, latterly working within Business and Commercial Risk and Controls. It’s great to be working alongside other banking professionals and being part of a team who work so hard to support businesses, local to Lincoln and Newark as well as further afield, to access the right finance for their business.

I moved to Lincolnshire at a very young age but I’m a Yorkshire lass at heart so think of myself as having dual-citizenship!

Out of the office: I enjoy travel, crafting, upcycling and recycling, baking, vegetarian cookery, music and spending time with family and friends including Radley, my gorgeous staffie-jack.

How we work

Fact Find and Situation

We’ll discuss your current situation and immediate requirements, as well as gain an understanding of your longer term goals to ensure your finance requirement complements your business goals.

Assess and Analyse

Review your business financials and information to ascertain the debt capacity within your business to ensure affordability and your ability to repay any debt.

Research and Model

Explore all options available suiting your needs and model the various solutions, providing comparable terms and structures to support your decision making.

Recommend and Apply

Outline the most suitable deal for you and complete the application to the lender on your behalf, managing it through to completion.

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Don't just take our word for it

Take a look at what our happy customers had to say about our service

"Working with FUNDING ROUND for finance makes my job easier! No matter how complex the deal, they take the lead and ensures the i's are dotted and the t's crossed."

- Neil Smith

"The service was great - very quick turnaround and kept me informed at all times. They even chivvied the dealer along but all in a very competent and professional way."

- Darren Round

"FUNDING ROUND opened my eyes to the benefits of using finance to develop my business - great advice! Useful to have a sounding board out there to look at different ways to grow. Plus FUNDING ROUND offer a great service to find the right finance solution! They even sourced the product for me and took the hassle out of searching around."

- Matt O'Mara

"We have worked with FUNDING ROUND over many years and have a valuable relationship benefitting both parties. Long may it continue!"

- Dan Hutchinson

"FUNDING ROUND are great at finding the right finance deal for us. They are thorough in their understanding of the challenge and tenacious in finding the best solution for us! Speed and reliability of service are excellent and dependable."

- Mike Neale

"Good professional service, highly competitive and knowledgeable - nice people to deal with too which always helps!"

- Melvyn Cross

"Our company have had the pleasure of dealing with FUNDING ROUND for a number of years. Often they have been able to obtain a favourable deal for us where others have struggled or failed completely. They are always quick to respond, very friendly and professional."

- David Wright

"As a fairly new customer to FUNDING ROUND, I have been very impressed at the professionalism and speed of service. Great pro-active communication too - keeps me informed!"

- TM, East Midlands manufacturer

“I found the process with Julia excellent. She was incredibly helpful, did all the legwork, took responsibility, had excellent knowledge of commercial mortgages and banking, and, importantly, got the best rates!”

- Manufacturing Business

"It was immediately obvious that FUNDING ROUND knew exactly what they were talking about and they very quickly found an appropriate lender. The company’s knowledge was excellent, they kept me informed throughout the process and I genuinely believe the deal wouldn’t have been done without FUNDING ROUND."

- Hospitality Business

"The things that stood out for me were how responsive and helpful FUNDING ROUND was. Ours was a complicated commercial property borrowing arrangement needing a specialist broker and FUNDING ROUND was perfect. I would definitely recommend and refer you, and have done so already."

- Commercial Property Investor