Types of Finance Products
Hire Purchase - Simple and Flexible
Finance Leasing - Personalised and Tax Efficient
Fixed rate monthly repayments, subject to VAT, enabling the use of the asset without ownership, but allowing some rental rebate from final sale proceeds.
Capital Release / Refinance - Effective use of current assets
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What is asset finance?
What is an asset finance broker?
This is a person or company whose role is to assist their clients in the purchase of assets from their selected supplier by finding the right lender to borrow from to suit their needs.
It is best to ensure this is a reputable lender for your requirements. Check their FCA permissions and/or membership to a professional body, such the NACFB (National Association of Commercial Finance Brokers).
How do asset finance companies work?
The finance company will pay the supplier for the equipment, plant, vehicle or machinery and the client will pay a regular sum (monthly or quarterly) to the provider. The item may eventually become the property of the business over time, depending on the sort of asset finance involved.
What business assets can you borrow money for?
However, these assets must meet the DIMS criteria. That is to say that the assets in question are:
This can include vehicles, plant, machinery, IT hardware and software, printers, LED lighting, etc. Even livestock can be purchased on asset finance!
As a rule of thumb, asset finance becomes better value if the asset is over £10,000, but lower value assets can also be financed on asset finance.
How we work
Fact Find and Situation
Assess and Analyse
Research and Model
Recommend and Apply
Recent case studies
Read some of our recent real life examples of how we have helped others with asset finance.
Almond Financial Ltd is a Lincoln-based team of financial advisers, specialising in pensions, investments and mortgages. The company prides itself on helping its clients to thoroughly comprehend their financial situation and the options available to them by...
Trent Hire & Sales is an independent, experienced plant and tool hire company, with a proven track record of excellent service and reliability – a one-stop-shop for plant, tool hire and industrial supplies. Based in the heart of Retford, they have been providing...
Don't just take our word for it
Take a look at what our happy customers had to say about our service
"Working with FUNDING ROUND for finance makes my job easier! No matter how complex the deal, they take the lead and ensures the i's are dotted and the t's crossed."
"The service was great - very quick turnaround and kept me informed at all times. They even chivvied the dealer along but all in a very competent and professional way."
"FUNDING ROUND opened my eyes to the benefits of using finance to develop my business - great advice! Useful to have a sounding board out there to look at different ways to grow. Plus FUNDING ROUND offer a great service to find the right finance solution! They even sourced the product for me and took the hassle out of searching around."
"We have worked with FUNDING ROUND over many years and have a valuable relationship benefitting both parties. Long may it continue!"
"FUNDING ROUND are great at finding the right finance deal for us. They are thorough in their understanding of the challenge and tenacious in finding the best solution for us! Speed and reliability of service are excellent and dependable."
"Good professional service, highly competitive and knowledgeable - nice people to deal with too which always helps!"
"Our company have had the pleasure of dealing with FUNDING ROUND for a number of years. Often they have been able to obtain a favourable deal for us where others have struggled or failed completely. They are always quick to respond, very friendly and professional."
"As a fairly new customer to FUNDING ROUND, I have been very impressed at the professionalism and speed of service. Great pro-active communication too - keeps me informed!"
“I found the process with Julia excellent. She was incredibly helpful, did all the legwork, took responsibility, had excellent knowledge of commercial mortgages and banking, and, importantly, got the best rates!”
- Manufacturing Business
"It was immediately obvious that FUNDING ROUND knew exactly what they were talking about and they very quickly found an appropriate lender. The company’s knowledge was excellent, they kept me informed throughout the process and I genuinely believe the deal wouldn’t have been done without FUNDING ROUND."
- Hospitality Business
"The things that stood out for me were how responsive and helpful FUNDING ROUND was. Ours was a complicated commercial property borrowing arrangement needing a specialist broker and FUNDING ROUND was perfect. I would definitely recommend and refer you, and have done so already."
- Commercial Property Investor