Providing the Building Blocks to Help Grow Your Business
Prompt Delivery of Finance Packages to Logistics Clients
Focussing on Finance for established SMEs and Start Ups
Finance professionals working for YOU!
Business Finance Brokers
Finance professionals working for YOU!
We are an independent business and commercial finance broker, offering a personalised service to help you make an informed decision on the most appropriate finance solution for your business.
We are your finance partner, being your 'go-to' for any long or short-term business finance or credit requirements, coming into our own where the borrowing circumstances may be slightly more complex or complicated.
Our approach is to provide a much-needed relationship management approach to business finance requirements, a need not always fulfilled by the banks. This means YOU gain banking expertise with a whole-of-market review and we make sure the final solution is the right one for you and your business.
FUNDING ROUND is more than just a commercial finance broker!

Proudly financing the businesses of today

Asset Finance
Business purchases without the need to pay the full cost upfront

Commercial Finance
Commercial loans, funding, cash advances and invoice financing

Property Finance
Covers commercial mortgages, bridging loans and development finance

Business Support
Guidance for grants, finance for SMEs and start-ups planning for growth

Finance for Health Professionals
Covers buying a healthcare, dental, veterinary or care home practice
FAQs
Preparation is the key to any business venture and understanding the pros and cons of financial investment is essential.
What is asset finance?
What is an asset finance broker?
This is a person or company whose role is to assist their clients in the purchase of assets from their selected supplier by finding the right lender to borrow from to suit their needs.
It is best to ensure this is a reputable lender for your requirements. Check their FCA permissions and/or membership to a professional body, such the NACFB (National Association of Commercial Finance Brokers).
How do asset finance companies work?
The finance company will pay the supplier for the equipment, plant, vehicle or machinery and the client will pay a regular sum (monthly or quarterly) to the provider. The item may eventually become the property of the business over time, depending on the sort of asset finance involved.
What business assets can you borrow money for?
However, these assets must meet the DIMS criteria. That is to say that the assets in question are:
• Durable
• Identifiable
• Moveable
• Saleable
This can include vehicles, plant, machinery, IT hardware and software, printers, LED lighting, etc. Even livestock can be purchased on asset finance!
As a rule of thumb, asset finance becomes better value if the asset is over £10,000, but lower value assets can also be financed on asset finance.
What is property finance?
Property finance for developments are generally short term loans to cover the costs of converting an existing property or developing land into flats, houses in multiple occupation (HMOs), or alternate uses. It is normally advanced as a loan, secured against that property or land asset.
What is a commercial mortgage?
Either the property is being purchased as an investment and will ultimately be let, or it is ‘owner occupied’, when the business trades from that address. Different lenders offer different terms depending on the circumstances.
Principally it works in the same way as a private mortgage to finance the cost of a large purchase.
What is auction finance?
Is there a difference between bridging finance and development finance?
What's the best way to finance commercial property?
How do I get a loan for property development?
If you've got the right exit strategy in place and the lender deems you eligible, you can get a loan for property development.
What is cashflow forecasting?
A cashflow forecast is a plan that shows how much money you expect your business to receive and pay out over a set period of time. It can help you plan how much you expect to make in sales and spend in costs.
Do you make grant applications?
How do I get financing to start a business?
Not all banks provide finance for new businesses, which can include a business trading for less than 24 months. You will need a business plan and cashflow forecast for your new enterprise. You are also likely to need to provide details of your personal financial position, eg Assets/Liabilities/Income/Expenditure form and personal bank statements. Check your personal credit report to ensure it won’t impact you personally.
What is business start-up finance?
Draw up a budget based on your business plan, including forecasts for sales and expenditure, and what your cash position will be each month. Do include capital costs, such as purchasing equipment, and most importantly: be realistic. Plan for sales being lower and later than you hope, getting paid may take longer and costs can be higher. And don’t forget VAT!
What are the best options for financing a new business?
1. Investment – this could be yourself, friends and family or other outside investors. It will be difficult to borrow money from a bank unless you have invested enough of your own money in the business. Showing that you are personally invested underlines your commitment.
2. Short term lending – In the early days, your bank overdraft is a good source to fund working capital. Your bank may also provide a business credit card – speak to them about options. Invoice finance may be a route to explore too.
3. Long term lending – Business loans and secured finance is usually the best way to finance equipment, vehicles and other long-term borrowing requirements. Asset finance may allow you to raise more money than a loan.
4. Grants – Check if you are eligible for any financial support through grants and other schemes. There are regional and central schemes available, some of which are sector specific. Areas such as exporting, technology and training are often targeted for support. Check what is available before you start trading or make purchases as grants cannot usually be awarded retrospectively.
What business assets can you borrow money for?
However, these assets must meet the DIMS criteria. That is to say that the assets in question are:
• Durable
• Identifiable
• Moveable
• Saleable
This can include vehicles, plant, machinery, IT hardware and software, printers, LED lighting, etc. Even livestock can be purchased on asset finance!
As a rule of thumb, asset finance becomes better value if the asset is over £10,000, but lower value assets can also be financed on asset finance.
Meet the team
FUNDING ROUND is led by proven banking sector professionals with extensive experience, servicing the SME business finance market. We have experts in every area of commercial finance and we specialise in complicated borrowing needs and deals.
With a 'can do' attitude and a problem solving approach, if it can be done, we find a way!
Latest news
Latest news
The Benefits of a Commercial Mortgage
Owning a commercial property can be a significant business asset. However, it's also a substantial investment, so your business finance needs to be watertight. And that includes your commercial mortgage. Why use a commercial mortgage? So why use a commercial...
How Does Asset Finance Work?
As we head towards the end of the tax year, you may be weighing up your company’s balance sheets and considering your different financing options for the forthcoming year. If your business requires equipment, or if you want to release cash from the value of assets you...
Finance Options for Healthcare, Dental and Veterinary Practices
Buying a medical practice outright or becoming a partner could be the next step in your healthcare career. And once you've done your research into a practice's viability, its location, the patient base, the value of its NHS contracts plus the partnership team you’ll...
The Benefits of a Commercial Mortgage
Owning a commercial property can be a significant business asset. However, it's also a substantial investment, so your business finance needs to be watertight. And that includes your commercial mortgage. Why use a commercial mortgage? So why use a commercial...
How Does Asset Finance Work?
As we head towards the end of the tax year, you may be weighing up your company’s balance sheets and considering your different financing options for the forthcoming year. If your business requires equipment, or if you want to release cash from the value of assets you...
Finance Options for Healthcare, Dental and Veterinary Practices
Buying a medical practice outright or becoming a partner could be the next step in your healthcare career. And once you've done your research into a practice's viability, its location, the patient base, the value of its NHS contracts plus the partnership team you’ll...
When to Refinance
Knowing when to refinance your business can make a big difference if you're looking to implement plans for growth and expansion. Whether you're purchasing property, other assets or hiring new employees, debt consolidation and restructuring your finances can positively...
Don't just take our word for it
Take a look at what our happy customers had to say about our service
"Working with FUNDING ROUND for finance makes my job easier! No matter how complex the deal, they take the lead and ensures the i's are dotted and the t's crossed."
"The service was great - very quick turnaround and kept me informed at all times. They even chivvied the dealer along but all in a very competent and professional way."
"FUNDING ROUND opened my eyes to the benefits of using finance to develop my business - great advice! Useful to have a sounding board out there to look at different ways to grow. Plus FUNDING ROUND offer a great service to find the right finance solution! They even sourced the product for me and took the hassle out of searching around."
"We have worked with FUNDING ROUND over many years and have a valuable relationship benefitting both parties. Long may it continue!"
"FUNDING ROUND are great at finding the right finance deal for us. They are thorough in their understanding of the challenge and tenacious in finding the best solution for us! Speed and reliability of service are excellent and dependable."
"Good professional service, highly competitive and knowledgeable - nice people to deal with too which always helps!"
"Our company have had the pleasure of dealing with FUNDING ROUND for a number of years. Often they have been able to obtain a favourable deal for us where others have struggled or failed completely. They are always quick to respond, very friendly and professional."
"As a fairly new customer to FUNDING ROUND, I have been very impressed at the professionalism and speed of service. Great pro-active communication too - keeps me informed!"
“I found the process with Julia excellent. She was incredibly helpful, did all the legwork, took responsibility, had excellent knowledge of commercial mortgages and banking, and, importantly, got the best rates!”
- Manufacturing Business
"It was immediately obvious that FUNDING ROUND knew exactly what they were talking about and they very quickly found an appropriate lender. The company’s knowledge was excellent, they kept me informed throughout the process and I genuinely believe the deal wouldn’t have been done without FUNDING ROUND."
- Hospitality Business
"The things that stood out for me were how responsive and helpful FUNDING ROUND was. Ours was a complicated commercial property borrowing arrangement needing a specialist broker and FUNDING ROUND was perfect. I would definitely recommend and refer you, and have done so already."
- Commercial Property Investor
"The things that stood out for me were how responsive and helpful FUNDING ROUND was. Ours was a complicated commercial property borrowing arrangement needing a specialist broker and FUNDING ROUND was perfect. I would definitely recommend and refer you, and have done so already."
- Commercial Property Investor
"FUNDING ROUND helped us restructure a costly business loan to a new lender under very difficult conditions – a global pandemic, new Land Registry information, new remote working practices for parties involved such as solicitors, rising prices, restricted cashflow. Whilst we didn’t initially want to restructure on a longer term, we now see the benefit it brings the business, providing lower monthly repayments with the ability to pay back early if we want – far more flexibility than we previously had. Not only did the team at FUNDING ROUND provide the financial expertise and lender contacts to close this for us, they provided emotional support through a very stressful process – Lucy in particular was a saint and kept me sane throughout!"
- Retailer